Youth Loans

Start and operate income-producing agricultural projects
Acquire experience and education in agriculture-related skills

Applicants must be between the ages of 10 and 20 at the time of loan closing.
Project must be connected with a 4-H club, FFA, Tribal youth group, or similar agricultural youth organization.
Project must provide an opportunity for the applicant to acquire agricultural skills and experience.
Applicant must have a project advisor who can sponsor the loan applicant and has the training and experience to supervise the project.
Parent(s) or legal guardian(s) must consent to the loan application.
Applicant is personally responsible for repaying the loan.
A co-signer is required only if the project shows possible difficulty in repaying the loan or does not meet security requirements.

Loan terms are not explicitly outlined in the provided text, but the program emphasizes modest-sized projects. Repayment terms are not specified, and the loan is personally guaranteed by the applicant.

To apply for a Youth Loan, meet with your FSA county Farm Loan Program staff. Complete the FSA-2301, Request for Youth Loan form. Additional forms may be required based on the loan type. Submit the application to the FSA county office.